Money Matters

November 2024

This has been a great quarter with much to celebrate—from the Rugby Championship win and recent cricket successes to the welcome pause in load shedding. Adding to this, recent interest rate cuts have fueled strong market performance, highlighting positive momentum across both local and global fronts.

At the same time, October has seen significant shifts in policy and politics. JP Landman’s article discusses new visa regulations, sweeping structural reforms, and enhanced government-business cooperation, signaling positive momentum.

Yet, critical issues remain, particularly the urgent water crisis that Raine Adams explores in depth. Deteriorating water quality and supply constraints in regions like Gauteng demand immediate action.

As your financial planners, we are here to help you maintain focus on long-term investment goals, ensuring that emotions—whether driven by excitement or uncertainty—don’t sway you from your strategy. Wealth is not created by chasing high performance every year, but rather by staying invested in good investments every year.

In a changing environment, disciplined adherence to your investment plan is key to achieving financial success.

Enjoy the read.

Linda Stonier

There is an old saying that there are weeks when nothing happens, and then there are days when weeks happen. The first 2 weeks of October were days when a lot happened in both policy and politics.

With load shedding easing, water scarcity and quality issues are now pressing concerns nationwide. From the National Blue Drop Report’s startling findings on unsafe water to Rand Water’s warnings of overextended supply, this piece sheds light on the risks facing Gauteng and beyond. Uncover the root causes of these challenges—from neglected infrastructure to unsustainable demand—and explore the urgent actions underway to address them.